Mississippi Lemon Law: Complete Guide for 2026


Last verified: February 2026

Key Points

  • Primary Law: Motor Vehicle Warranty Enforcement Act (Mississippi Code §§ 63-17-151 to 63-17-165)
  • Coverage: New motor vehicles sold in Mississippi for personal, family, or household use
  • Presumption: 3+ repair attempts OR 15+ working days out of service within warranty or 1 year
  • Remedies: Consumer’s choice of replacement or full refund
  • Usage Deduction: 20 cents per mile driven
  • Attorney Fees: Prevailing consumer may recover attorney fees and costs

Quick Penalties Overview

Violation Type Consumer Remedy Additional Damages
Failure to repair after reasonable attempts Refund or replacement Collateral charges reimbursement
Violation of the Act Rights under Consumer Protection Act Attorney fees and court costs
Bad faith claim by consumer None Consumer liable for manufacturer’s court costs

Table of Contents

Table of Contents (click to expand)

Motor Vehicle Warranty Enforcement Act

Mississippi’s lemon law, officially known as the Motor Vehicle Warranty Enforcement Act (Mississippi Code §§ 63-17-151 to 63-17-165), provides protection for consumers who purchase defective new motor vehicles. The law was enacted to ensure that good faith warranty complaints are resolved within a specified time period and to provide procedures for consumers to receive replacement vehicles or full refunds.

The Mississippi Legislature recognized that a motor vehicle is a major consumer purchase and that a defective vehicle creates significant hardship. The law acknowledges that franchised dealers are agents of the manufacturer and holds manufacturers responsible for honoring warranty obligations.

Mississippi’s law has some unique features, including a shorter presumption period (15 working days out of service compared to 30 days in many states), a fixed usage deduction of 20 cents per mile, and provisions allowing manufacturers to recover court costs from consumers who file claims in bad faith.

What Vehicles Are Covered

Mississippi’s lemon law covers specific types of motor vehicles purchased for personal use in the state.

Covered Vehicle Types

  • Passenger vehicles: Cars sold and registered in Mississippi
  • Trucks: Vehicles used for transportation
  • Vans: Passenger and cargo vans
  • Demonstrators: Demo vehicles with manufacturer warranty
  • Lease-purchase vehicles: If warranty was issued as condition of sale

Requirements for Coverage

  • Vehicle must be sold in Mississippi
  • Used primarily for personal, family, or household purposes
  • Must be covered by manufacturer’s express warranty
  • Must be propelled by power other than muscular power

Vehicles Not Covered

  • Vehicles run only upon tracks
  • Off-road vehicles
  • Motorcycles and mopeds
  • Parts and components of motor homes added by motor home manufacturer
  • Vehicles purchased for business purposes

Mississippi’s Lemon Law Presumption

Under Mississippi Code § 63-17-159, a presumption exists that a reasonable number of repair attempts have been undertaken when certain conditions are met.

The Lemon Law Presumption Applies When:

Condition Requirement Details
Repair Attempts (Same Problem) 3 or more attempts Substantially same nonconformity continues to exist
Days Out of Service 15 or more working days Cumulative total, excluding routine maintenance
Timeframe Within warranty or 1 year Whichever expires earlier from original delivery
Written Notice Required Before final remedy Must notify manufacturer and allow 10 working days to repair

Important Notice Requirement: Before pursuing lemon law remedies, the consumer must give written notification to the manufacturer of the need for repair to allow an opportunity to cure the defect. The manufacturer must immediately notify the consumer of a reasonably accessible repair facility. After delivery to the designated facility, the manufacturer has 10 working days to conform the vehicle to the express warranty.

Extension of Time: The 15-day out-of-service period may be extended if repair services are unavailable due to conditions beyond the manufacturer’s control.

What Qualifies as a Nonconformity?

The defect must “impair the use, market value, or safety” of the vehicle. Examples include:

  • Engine or transmission problems
  • Brake system failures
  • Steering defects
  • Electrical system malfunctions
  • Persistent starting or stalling problems
  • Significant safety system issues

Consumer Remedies: Refund vs. Replacement

When a vehicle qualifies under Mississippi’s lemon law, the consumer has the option to choose between remedies.

Option 1: Full Refund

The manufacturer must refund:

  • Full purchase price: The total amount paid for the vehicle
  • Collateral charges: Including dealer prep, undercoating, transportation, towing, replacement car rental, and title charges
  • Payment to lienholder: Refunds made to consumer and lienholder as interests appear

Usage Deduction: A reasonable allowance for use is calculated as:

Usage Deduction = Miles Driven x $0.20 per mile

This fixed per-mile rate makes calculating the deduction straightforward for Mississippi consumers.

Option 2: Replacement Vehicle

The manufacturer may offer a comparable motor vehicle acceptable to the consumer. The same usage deduction applies to replacement vehicles.

How to File a Lemon Law Claim in Mississippi

Filing a successful lemon law claim in Mississippi requires careful attention to documentation and procedural requirements.

Step 1: Document Everything

  • Keep all repair orders and invoices
  • Record dates your vehicle was in the shop
  • Document symptoms you experienced
  • Save correspondence with dealer and manufacturer
  • Keep receipts for towing and rental car expenses
  • Note the repair facility addresses from the owner’s manual

Step 2: Allow Required Repair Attempts

Give the manufacturer at least two opportunities to repair the same nonconformity before sending the required notice.

Step 3: Send Written Notice

Send written notification to the manufacturer at the zone or regional service office address listed in the owner’s manual. Include:

  • Your contact information
  • Vehicle information (VIN, make, model)
  • Description of the nonconformity
  • Repair history summary

Step 4: Allow Final Repair Opportunity

The manufacturer must notify you of a reasonably accessible repair facility. After delivery, the manufacturer has 10 working days to repair the vehicle.

Step 5: Consider Dispute Resolution

If the manufacturer has an informal dispute settlement procedure complying with 16 CFR Part 703, you must use it before pursuing refund or replacement remedies. If the manufacturer fails to notify you of the procedure, this requirement does not apply.

Step 6: File Legal Action if Necessary

If the manufacturer fails to resolve your claim:

  • You may file a civil action to enforce your rights
  • If you prevail, you may recover attorney fees and court costs
  • Actions must be filed within the timeframes specified in the statute

Manufacturer Defenses

Mississippi law provides specific affirmative defenses manufacturers may raise.

Recognized Defenses

Defense Description Consumer’s Response
No impairment Nonconformity does not impair use, market value, or safety Document how defect affects vehicle
Abuse or neglect Problem caused by consumer abuse, neglect, or unauthorized modifications Provide maintenance records
Bad faith claim Consumer’s claim was not filed in good faith Document legitimate repair history
Other defenses Any affirmative defense allowed by law Consult with an attorney

Consumer Bad Faith Penalty

Under Mississippi Code § 63-17-161, if a court finds that a consumer’s claim was filed in bad faith, solely for harassment, or without any justiciable issue of law or fact, the consumer may be liable for all court costs incurred by the manufacturer as a direct result of the bad faith claim.

Used Vehicle Protections

Mississippi’s lemon law applies primarily to new vehicles. Limited protections may be available for used vehicles:

Used Vehicles With Potential Coverage

  • Transferred warranty rights: Persons who receive vehicles during the warranty period may enforce warranty obligations
  • Remaining manufacturer warranty: Coverage continues for the unexpired portion

Resale Disclosure Requirements

Mississippi law and federal regulations may require disclosure when a vehicle previously returned under lemon law provisions is resold.

Additional Consumer Protections

Under Mississippi Code § 63-17-165, violations of the Motor Vehicle Warranty Enforcement Act are subject to rights and remedies provided by the Mississippi Consumer Protection Act (Chapter 24, Title 75). This provides additional avenues for relief in certain circumstances.

Frequently Asked Questions

How many repair attempts does Mississippi require?

Mississippi’s lemon law presumption applies after three or more repair attempts for substantially the same nonconformity, or after the vehicle is out of service for 15 or more working days (excluding routine maintenance). These conditions must occur within the warranty period or one year from delivery, whichever is earlier.

What is the usage deduction in Mississippi?

Mississippi uses a fixed rate of 20 cents per mile driven. This straightforward calculation makes it easy to determine the deduction amount.

Do I have to use manufacturer arbitration?

Yes, if the manufacturer has established an informal dispute settlement procedure that complies with federal regulations (16 CFR Part 703), you must use it before pursuing refund or replacement remedies. However, if the manufacturer fails to notify you of this procedure, the requirement does not apply.

How long do I have to file a claim?

Actions must be commenced within one year following expiration of the warranty or within 18 months following original delivery, whichever is earlier. If you use informal dispute settlement, you have 90 days from the panel’s final action to file suit.

Can I recover attorney fees?

Yes. If you finally prevail in an action under Mississippi’s lemon law, the court may allow you to recover costs, expenses, and attorney fees based on actual time expended.

What happens if I file a bad faith claim?

If the court finds your claim was filed in bad faith, for harassment, or without justiciable issues, you may be liable for all court costs the manufacturer incurred as a direct result.

Resources and Legal Help

Official Resources

Related State Laws