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Indiana Hit and Run Laws: Penalties and What to Do

By Recording Law Editorial TeamReviewed September 24, 202611 min read
Indiana Hit and Run Laws: Penalties and What to Do

Frequently Asked Questions

How long do I have to report a hit and run accident in Indiana?

If the accident results in injury or death, you must notify law enforcement (local police, the county sheriff or nearest state police post, or 911) as soon as possible. If you hit an unattended vehicle or other property and cannot find the owner, you must contact law enforcement. Indiana no longer requires drivers to file a separate crash report with the BMV; officers investigate injury, death, and apparent $2,500+ damage crashes, and the BMV then asks each driver in the report for proof of insurance.

Is hit and run a felony in Indiana?

It depends on the severity of the accident. Property damage only is a Class B misdemeanor. Bodily injury is a Class A misdemeanor. Moderate or serious bodily injury, or a prior conviction within five years for a serious driving offense listed in IC 9-30-10-4(a), elevates the charge to a Level 6 felony. Death or catastrophic injury is a Level 4 felony. It becomes a Level 3 felony when the driver fails to stop during or after committing operating while intoxicated causing serious bodily injury, death, or catastrophic injury.

What is the statute of limitations for a hit and run in Indiana?

For criminal charges, misdemeanor hit and run has a 2-year statute of limitations. Felony charges (Level 3 through Level 6) have a 5-year statute of limitations. For civil personal injury or property damage claims, you have 2 years from the date of the accident to file a lawsuit under IC 34-11-2-4.

Does my insurance cover me if I am a hit and run victim in Indiana?

Yes, if you carry uninsured motorist (UM) coverage. Indiana requires insurers to offer UM coverage, which treats the fleeing driver as an uninsured motorist. Minimum UM limits in Indiana are $25,000 per person and $50,000 per accident for bodily injury and, where UM property damage coverage is included, $25,000 for property damage. Collision coverage can also pay for vehicle repairs.

How many points does a hit and run add to my Indiana driving record?

A leaving-the-scene conviction adds 8 points to your Indiana driving record under 140 IAC 1-4.5-10, or 10 points if the crash involved injury or death. Under 140 IAC 1-4.5-4, reaching 20 or more active points (points stay active for 24 months) triggers a license suspension.

Injured in Indiana? Get a free case review from a personal-injury attorney

If someone else's negligence caused your injury, you may be owed compensation for medical bills, lost wages, and pain and suffering. Get a free, no-obligation review from a Indiana personal-injury attorney. Most work on contingency, so there is no upfront cost.

Updates

Corrected the Level 6 prior-conviction and Level 3 OWI triggers, the no-move and unattended-property duties, the mental-state standard, point values, and the UM property minimum, and replaced an outdated driver crash-report requirement with the current police-report and BMV insurance-verification process.

Restored two dropped statutory triggers under IC 9-26-1-1.1: the Level 6 felony tier covers moderate (not just serious) bodily injury, and the Level 3 DUI felony tier also covers OWI causing serious bodily injury, not only death or catastrophic injury.

Governing law re-checked for recent changes

Sources and References

  1. IC 9-26-1-1.1: Duties of Driver of Motor Vehicle Involved in Accident; Sentencing(iga.in.gov).gov
  2. IC 9-26-1-1.2: Duties of Driver Involved in Accident Resulting in Traffic Obstruction(iga.in.gov).gov
  3. Indiana BMV: Driver Record Points(in.gov).gov
  4. 140 IAC 1-4.5-10: Point Value Table for Indiana Traffic Convictions(law.cornell.edu)
  5. IC 34-11-2-4: Statute of Limitations for Personal Injury(iga.in.gov).gov
  6. IC 34-51-2-6: Comparative Fault(iga.in.gov).gov
  7. IIHS Fatality Facts 2023: State by State(iihs.org)
  8. FHWA State Highway Safety Report: Indiana(fhwa.dot.gov).gov
  9. NHTSA Early Estimate of Motor Vehicle Traffic Fatalities in 2024(crashstats.nhtsa.dot.gov).gov
  10. Indiana Department of Insurance: Auto Insurance(in.gov).gov
  11. 140 IAC 1-4.5-4: Points Accumulation Retention and Suspension Schedule(law.cornell.edu)
  12. IC 9-25-5-2: BMV Request for Evidence of Financial Responsibility After Accident Report(iga.in.gov)
  13. IC 9-26-2-1: Law Enforcement Investigation of Accidents(iga.in.gov)
  14. IC 9-30-10-4: Habitual Traffic Violators(iga.in.gov)
  15. IC 9-25-4-5: Minimum Amounts of Financial Responsibility(iga.in.gov)
  16. IC 27-7-5-2: Uninsured and Underinsured Motorist Coverage(iga.in.gov)
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